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      Louisiana Appleseed Community Forum to Address Household Debt in Lake Charles

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      August 26, 2019

      Monday   3:00 PM

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      Louisiana Appleseed Community Forum to Address Household Debt

      Last month, Louisiana Appleseed released its findings on financial stability in low-income and communities of color in its report A Vicious Cycle: How Predatory Lending and Court Fines & Fees Continue to Trap Communities of Color in Debt. As a part of a statewide tour, Louisiana Appleseed is now taking these findings to Lake Charles. During this meeting, Louisiana Appleseed will discuss its findings outlined in A Vicious Cycle, listen to residents’ current debt problems, and highlight current materials available to increase financial stability. This meeting is open to the public. A Vicious Cycle provides important information on the factors contributing to the racial inequities that prevent wealth generation in communities of color. Long-term consequences of resorting to high-cost financial products often perpetuates a cycle of crippling debt that compounds financial insecurity and entrenches families and communities in poverty. The report also highlights how low-income people of color also are trapped by harmful debt through the imposition of court fines and fees.

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